Stablecoins have moved far beyond their crypto-native origins. What began as a trading instrument on exchanges is now increasingly discussed in boardrooms of banks, payment service providers, and global enterprises. In this episode, we sat down with Geetha Panchapakesan , Co-Founder of Tesser , and one of the most experienced operators in cross-border payments. With a career spanning Mastercard, MoneyGram, PayPal, Visa Direct, and Circle, Geetha has spent decades building glo

The European Digital Identity (EUDI) Wallet will fundamentally change the payment landscape in Europe - similar to how the introduction of SEPA did almost a decade ago. Financial institutions are facing regulatory obligations, but at the same time can realize operational and strategic benefits. What is the EUDI Wallet? At its core, the EUDI Wallet is a digital wallet that stores digital identity credentials, such as ID or credit cards. However, its actual scope is much broade

Summary: As part of our Digital Money Interview Series on Bitcoin, Fiat and Rock’n’Roll, we’ll accompany each episode with a blog post capturing the most compelling ideas and takeaways from our conversations on digital money. In this first post, Jonas sits down with Jonathan to explore why we’re launching this series now, what we hope to achieve with it, and how the digital money conversation has evolved over the past several years. Why This Series, and Why Now? When Bitcoin,

Summary:  What really happens to your EUDI Wallet when your phone disappears or you switch to a new one? The answer exposes a deeper conflict in Europe’s digital identity architecture — one where portability meets unmovable cryptographic trust. Dive in to see why your credentials can’t be copied, yet your identity remains recoverable. At the recent Digital Asset Saloon organized by KPMG where the etonec team spoke around on the European Digital Identity (EUDI) Wallet, a vivid

Summary:  The initial eIDAS regulation in 2014 forced the European member states to move towards electronic identities (eID), but this resulted in fragmented approaches and differing maturity levels across them. With eIDAS 2.0 the European Commission aims to harmonize this fragmented ecosystem by introducing common, interoperable rules and a unified EUDI wallet for all European citizens. The current eID landscape The European electronic identity (eID) market is many things, b

Summary:  Europe is assembling a decentralised trust framework from established standards and new legal obligations. This article shows who makes that trust possible, how it works, and why the EUDI project deserves a closer look. When people first hear about the European Digital Identity (EUDI) wallet, they usually fall into one of three camps. For some, it sounds beautifully simple: you open a mobile wallet, scan a QR code, and share your ID for all kinds of use cases. Done.

Summary: The new digital identity initiative by the EU (European Union Digital Identity - EUDI) is somewhat similar to what the EU was striving for with SEPA - back in 2014. Both are following the same goals of interoperability, laying a foundation and were/ are mandatory for member states. But where do these initiatives differ? Read more below! Remember 2014?  A new acronym entered our lives - SEPA. The single euro payment area. Many wondered why this initiative was require

Summary: The European Union (EU) aims to strengthen its digital autonomy and reduce its dependence on foreign infrastructures that hundreds of millions of Europeans rely on every day. One area where this shift is especially visible is digital identity. Currently, there’s no unified European digital identity framework that works seamlessly across all EU Member States — but that’s about to change. The EU is developing two major initiatives: the European Digital Identity (EUDI)

The introduction of the digital euro is delayed. Now, for the first time, the European Parliament has presented a concrete timeline. On the journey toward the digital euro, Piero Cipollone and Fernando Navarrete are essentially sitting in the same boat – yet they’re steering in opposite directions. While Cipollone, a member of the European Central Bank (ECB)’s Executive Board, wants to set sail, Navarrete, the European Parliament’s rapporteur, is turning the bow into the wind